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IDAPA 18.02.03 — Certificate of Liability Insurance for Motor Vehicles

Idaho Administrative Code IDAPA 18.02.03: Certificate of Liability Insurance for Motor Vehicles (5 codified sections)

[!NOTE] Official Regulatory Attachments & Forms This administrative rule adopts the following official regulatory attachments and binding forms: - Attachments to Idaho Rule 18.02.03 – Certificate of Liability Insurance for Motor Vehicles

See the full Section 3: Regulatory Attachments & Forms catalog for official downloads and schedules.

Title 49, Sections 49-1229, 49-1231, and 49-1608A, Idaho Code. (4-6-23)

IDAPA 18.02.03.001 - Scope

To identify the form of a certificate of liability insurance for motor vehicles per Sections 49-1229, 49-1231 and 49- 1608A, Idaho Code. (4-6-23)

IDAPA 18.02.03.011 - Contract Of Insurance -- Certificate Of Liability Insurance

A certificate of liability insurance can be the original liability insurance contract, or a copy thereof, or a written binder, showing active motor vehicle liability insurance in at least the applicable amounts prescribed by Sections 49- 117(20), 49-1212, 49-1229, and 49-1608A, Idaho Code, and also any other coverage prescribed by Title 41, Idaho Code. (4-6-23)

IDAPA 18.02.03.012 - Minimum Specifications For A Certificate Of Liability Insurance In Lieu Of

THE CONTRACT OF INSURANCE. A document constitutes a certificate of liability insurance if it has these characteristics: (4-6-23)

01. Individual-Owned Motor Vehicles. (4-6-23)

  a. Identifies the insurer or surety company authorized to do business in Idaho. (4-6-23)

  b. States the name and address of the owner of the insured motor vehicle. (4-6-23)

  c. Describes the motor vehicle including an identification number or the words "all owned vehicles" if more than one vehicle is insured. (4-6-23)

  d. Shows the date coverage begins. (4-6-23)

  e. Shows either that coverage ends after a fixed date or period, or when cancelled. (4-6-23)

  f. May show of the insurance policy or document number. (4-6-23)

02. Dealer and Manufacturer Vehicles. (4-6-23)

  a. Identifies the insurer or surety company authorized to do business in Idaho. (4-6-23)

  b. States the name and address of the dealership or owner(s) of the insured motor vehicle. (4-6-23)

  c. Shows the date coverage begins. (4-6-23)

  d. Shows either that coverage ends after a fixed date or period, or when cancelled. (4-6-23)

  e. May show the insurance policy or document number. (4-6-23)

IDAPA 18.02.03.013 - Examples Of A Document Format

The Department's website includes examples of documents that would satisfy these specifications for a certificate of liability insurance. (4-6-23)